As a referral based specialty dental office, we must adhere to a specific financial policy for all of our patients. We do accept insurance plans, and even participate as a preferred provider for several companies. However, because each individual dental insurance plan has it's own fee reimbursement schedule, there may some payment that is required at the time of service. In addition to paying by cash or check, you may use Visa, MasterCard or Discover.
Patients with dental benefits/insurance:
If you have dental insurance, please bring all of the necessary information with you to your dental appointment. We cannot bill your insurance unless you have provided us with the insurance information. (Note that we accept and will bill all dental insurances. In particular we are contracted providers for Moda Health, Delta Dental, ODS, Cigna, and MetLife.)
Many people are under the impression that if they have dental insurance, it is the insurance company, which owes the doctor for his services. This is not the case. Dental insurance is a contract between the insurance company and the patient; we are not a party to that contract. Therefore, it is the patient who is responsible for the bill, regardless of insurance coverage.
As a service to you, our office will submit charges for services to your insurance company. A t the time of service, an estimated payment (usually 35% of the full fee) is required by the patient to pay for the portion of the service not covered by insurance. If your insurance company pays in addition to what you have already paid on your total bill, a refund will be sent to you promptly.
Patients without dental benefits:
Full payment is required at the time of service. If you require assistance with payment we do accept Care Credit. This is a third party finance company. It is basically a credit card but for your medical expenses. What’s great about their financing is they offer payment plans with differed interest for 12 months. Many offices accept this as a form of payment just like any other credit card. You can apply for an account at home at www.carecredit.com or we can assist you in office. Feel free to call with any questions about this awesome program.
Seniors (65+) without insurance will be extended a 5% discount when paying by cash or check, and paying in full.